The Gildfitter

Most liability policies have limits. When a claim goes beyond those limits, the remaining costs become your responsibility. That is where umbrella insurance comes in. Understanding what an umb ... Read More

Starting a business involves more than opening your doors or launching a website. Most businesses must meet local, state, or federal requirements before they can legally operate ... Read More

Workers’ compensation affects a business tax return through payroll reporting, deductible insurance premiums, and compliance requirements. If you have ever wondered how does workers’ comp affect yo ... Read More

Being bonded and insured means your business is financially protected and accountable if something goes wrong. For many customers, contractors, and partners, hiring a bonded and insured business is ... Read More

Workers’ compensation claims are not limited to dangerous jobs or large companies. Many claims come from everyday tasks that happen in nearly every workplace. Business owners se ... Read More

To start a baking business, you need to choose where and how you will sell, meet local food licensing requirements, register your business, and manage risk before selling to customers. Learning how ... Read More

Starting a photography business is more than building a portfolio and booking clients. The moment you accept payment; you are operating a business. That means licenses, legal re ... Read More

Selling products online from home is one of the fastest and most flexible ways to start a business. You can test ideas, build an audience, and generate income without leasing retail space or carryi ... Read More

Personal and advertising injury is part of general liability insurance that protects your business from claims related to what you say, write, publish, or share1. This coverage applies to comm ... Read More

A ghost policy is a workers compensation insurance policy for businesses with no employees, where the owner chooses to exclude themselves from coverage. The policy still provides a Certificate of I ... Read More