Get Contractor General Liability Insurance That Works For You 

As a contractor, you’re responsible for more than just getting the job done, you’re managing risk every day. At Gild, we provide contractor insurance designed specifically for small businesses, general contractors, and independent contractors. Whether you’re overseeing a renovation or subcontracting specialized work, our coverage includes essential protections like general liability insurance for contractors and contractor general liability insurance. With Gild, you get access to modern tools and customizable policies, including commercial general liability insurance for contractors, so you can stay covered and stay focused on the work. 

Coverage Built for Contractors and Renovation Pros

Every job site, project, and client contract comes with risk¹. That’s why Gild Insurance’s contractor  liability insurance is built to protect your business from the ground up. Our affordable and flexible policies help cover third-party injuries, property damage, and job-related claims. Whether you’re laying floor tile or coordinating subcontractors, we offer expert-backed coverage that supports your business today and keeps pace with your future projects. With Gild, reliable protection is always part of the plan. 

• General Liability Insurance – Covers property damage and third-party injuries.

• Business Owners Policy– General liability and business property coverage all in one.

• Tools & Equipment Coverage – Protects essential property from theft or damage.

• Workers’ Compensation Insurance – Covers medical bills and lost wages for injured employees.

Understanding Contractor Insurance Cost

Protecting your trade doesn’t have to be complicated or expensive. Your insurance cost depends on the the services you offer and the location of your business.

Here’s a breakdown of typical policies and their estimated costs for independent contractors:

• General Liability Insurance – $250 a year

• Business Owners Policy – $350 a year

• Tools and Equipment – $100 a year

The best way to find your general contractor insurance cost is to get a free, online quote in minutes!

Join the Gild Contractor Network

The Gild Contractor Network connects qualified professionals with homeowners and businesses looking for reliable, insured help. Joining the network is free and open to qualified contractors who want to grow their visibility, strengthen their credibility, and reach more potential clients. Whether you already have coverage or are exploring business insurance, Gild helps you connect with the right customers and showcase your professionalism.

Independent Contractor Insurance Built For Your Business

At Gild, our agents specialize in independent contractors. We tailor your insurance to protect your business, your tools, and your projects, so you can focus on delivering great work with confidence.

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