Videographer Liability Insurance That Protects Your Gear, Work & Reputation
Capturing events, stories, and commercial content puts your gear, schedule, and reputation on the line. Videographer insurance protects you from equipment damage, client disputes, or liability claims that may arise during shoots. Whether you’re filming weddings, corporate videos, or documentaries, the right videographer liability insurance helps keep your business focused and protected behind the lens.
Insurance For Videographers
Every shoot, production, and client project comes with risk. That’s why Gild Insurance’s videographer liability insurance is designed to protect your gear, your work, and your business.
Whether you are looking for wedding videographer insurance or videographer liability insurance, here are the key insurance coverages to consider:
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Professional Liability (E&O) Insurance – Protects against client claims of mistakes, omissions, or negligence.
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General Liability Insurance – Covers third-party property damage or bodily injury.
- Business Owners Policy– General liability and business equipment coverage all in one.
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Cyber Insurance – Safeguards against digital threats, ransomware, and data breaches.
- Workers’ Compensation Insurance – Covers medical bills and lost wages for injured employees.
The best way to find your videographer insurance cost is to get a free, online quote in minutes!
Understanding The Insurance You Need For Videographers
Understanding why insurance matters for videographers is crucial for protecting your business from costly legal claims and disputes. Key risks include:
- Client Dispute Claims – Covers lawsuits from missed deadlines, unsatisfactory work, or project errors that impact clients.
- Professional Errors and Omissions – Protects against claims arising from mistakes or negligence in filming, editing, or delivering projects.
- Copyright or Licensing Claims – Safeguards against lawsuits for unauthorized use of music, stock footage, or other intellectual property.
- Property Damage Claims – Covers liability if your equipment or production activities accidentally damage client property or rented locations.
- Employee or Contractor Claims – Legal protection if you hire staff or freelancers and face workplace disputes, such as harassment or wrongful termination.
Count on Fast Support for Your Business When the Unexpected Happens
When an incident affects your business, you deserve support that works as hard as you do. Gild’s Claims Concierge helps you navigate the business insurance claims process with speed, clarity, and confidence.
Our team works alongside you to:
- File and manage claims efficiently to minimize downtime and stress.
- Coordinate directly with your insurance provider for faster resolutions.
- Connect you with trusted repair and recovery partners to restore operations quickly.
Our goal is simple: get you back to serving clients and growing your business as quickly as possible. We’re here to keep you steady, supported, and ready for whatever comes next.
Get The Best Videographer Insurance Today!
At Gild Insurance, we understand the unique risks of running a videographer business. Our tailored videographer insurance options protect your agency from professional errors, client disputes, and unexpected disruptions, so you can focus on capturing stunning footage and growing your business with confidence.
Frequently Asked Questions
Yes! Even as a solo operator, you can be held liable for accidents on set, property damage, or disputes over deliverables. Many venues and clients require proof of insurance before allowing filming.
Having coverage not only protects your finances but also reassures clients you run a professional operation.
Does videographer insurance cover equipment damage or theft?
Yes! If you have equipment coverage (often called inland marine insurance), it can cover repair or replacement costs if your gear is:
- Stolen
- Damaged
- Lost.
Coverage can extend to shoots on location, in studios, or while traveling.
How much does videographer insurance cost?
On average, Gilders pay between $500-$1200 a year for protection.
Cost can vary depending on your:
- Location
- Size
- Value of Equipment and Tools
Gild will work with you to find the right tailored coverage that fits your budget and your needs.
What type of insurance does a videographer need?
Videographers face a mix of creative, technical, and on-location risks. Common coverages include:
- General Liability – protects against third-party injury or property damage claims during a shoot.
- Professional Liability (Errors & Omissions) – covers claims that your work caused a client financial loss due to errors, missed deadlines, or incomplete deliverables.
- Equipment Coverage (Inland Marine) – protects cameras, lighting, drones, and other gear from theft, loss, or damage—on location or in transit.
- Cyber Liability – covers expenses if client footage or files are compromised in a data breach.
- Workers’ Compensation – required in most states if you hire crew members.
Let's Get The Best Insurance For Your Business!

Videographer Insurance for Freelancers and Creative Professionals 

