Barber Insurance Tailored For Your Barbershop Business 
Do Barbers Have to Have Insurance?
Barber Shop Insurance with Reliable Coverage
At Gild, we know that running a barbershop takes more than skill; it takes protection. That’s why we offer barber insurance designed specifically for small businesses. Whether you’re looking for general coverage or specific barber liability insurance, we help you find the right plan to protect your tools, space, and livelihood. With Gild, you get expert-backed barber shop insurance, so you can focus on your craft, not your coverage.
Business Owners Policy Insurance
Business owners policy insurance bundles commercial property insurance and general liability insurance coverages into one affordable package for small and mid-sized companies.
Best for
Customer bodily injuries
Damaged client property
Repair stolen property
General Liability Insurance
General liability insurance is essential for small businesses looking to protect themselves against common risks like bodily injury, property damage, and legal claims.
Best for
Slip-and-fall accidents
Damage to a customer's property
Claims of advertising injury
Workers Compensation Insurance
Required by law in many states, workers compensation insurance helps cover medical expenses, lost wages, and rehabilitation costs for on-the job injuries
Best for
Injuries sustained while working
Work-related illnesses
Medical expenses and rehabilitation costs
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance, is designed to protect your small business from claims of negligence, missed deadlines, or unsatisfactory work.
Best for
Claims of missed deadlines
Lawsuits of inaccurate advice
Claims of misrepresentation
Cyber Insurance
Cyber insurance protects against the financial fallout of stolen data, system outages, and regulatory fines. It's strongly recommended if your businesses handles credit card numbers, email addresses, and other personal information.
Best for
Protect against hacking
Covering breach notification costs
Protections against malware
Commercial Auto Insurance
Commercial auto insurance covers the cost of accidents involving a vehicle owned by your business. Most states require this coverage for vehicles owned by a business.
Best for
Bodily injury in accidents
Property damage in accidents
Protections against uninsured motorists
Barber Insurance That Works as Hard as You Do
Every cut, shave, and client interaction come with risk. That’s why Gild Insurance’s barber insurance is designed to deliver the protection your business needs. Our flexible policies help cover liability claims, equipment damage, and property loss. Whether you are a solo barber or run a full shop, we offer expert-backed coverage that fits your business today and grows1 with you tomorrow. With Gild, reliable coverage is always part of the plan.
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General Liability Insurance – Covers property damage and third-party injuries.
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Tools & Equipment Coverage – Protects against theft or damage.
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Business Interruption Insurance – Helps replace lost income if you can’t operate after a covered event.
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Professional Liability Insurance – Covers financial losses arising from claims of negligence, errors, or dissatisfaction related to a service.
- Workers Compensation Insurance: Legally required for businesses with employees, this coverage pays for medical expenses and lost wages related to work injuries.
Understanding Barber Shop Insurance Cost
Protecting your barber shop doesn’t have to be complicated or expensive. Barber shop insurance cost can vary, but generally, Gild Insurance customers’ policy coverages start at $250 annually.
Here are a few factors that influence barber shop insurance cost:
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Location
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Size of your operation
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Revenue
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Employee count
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Equipment value
- Claims History
The best way to find your barber shop insurance cost is to get a free, online quote in minutes!
Count on Fast Support for Your Business When the Unexpected Happens
When an incident affects your business, you deserve support that works as hard as you do. Gild’s Claims Concierge helps you navigate the business insurance claims process with speed, clarity, and confidence.
Our team works alongside you to:
- File and manage claims efficiently to minimize downtime and stress.
- Coordinate directly with your insurance provider for faster resolutions.
- Connect you with trusted repair and recovery partners to restore operations quickly.
Our goal is simple: get you back to serving clients and growing your business as quickly as possible. We’re here to keep you steady, supported, and ready for whatever comes next.
Get The Best Barber Insurance Today!
Your barber shop is more than the services you provide. It is your livelihood and a trusted part of your clients’ daily lives. With Gild, you get more than a policy. You get a partner who understands barbering businesses and provides the tools and support you need to stay steady when the unexpected happens.
1 https://www.ibisworld.com/united-states/industry/barber-shops/5806/
Frequently Asked Questions
Yes, insurance is a must-have. No matter what your size, location of set-up, insurance protects you from unexpected risks.
Everyday risks may be:
- Client reactions
- Equipment damage
- Client slip-and-fall accident
- Gild Insurance offers straight forward coverage that supports your business and keeps you moving.
Why Do You Need Barbershop Insurance Coverage?
Running a barbershop means working closely with people, chemicals, and tools every day. That creates risk from property damage to client injuries. Gild’s policies are built to protect:
- Your reputation
- Your business
- Your income
What Insurance Do You Need in a Barbershop?
At minimum, most barbershops need general liability insurance. You may also need professional liability insurance, business owners' policy, and workers’ compensation insurance.
- General liability covers things like property damage and accidents.
- Professional liability steps in if a client states your services caused harm.
- Business Owner's combines tools and equipment with general liability for a cost effective option for multiple coverages in one!
- Workers' Compensation helps cover medical expenses and lost wages if an employee gets injured on the job.
Gild can help you pick a policy that fits your shop’s size, services and set-up with no guesswork required.
How Much Is Barbershop Insurance?
On average, Gilders pay between $500-$1200 a year for protection.
Cost can vary depending on your:
- Location
- Size
- Value of Equipment and Tools
Gild will work with you to find the right tailored coverage that fits your budget and your needs.
Let's Get The Best Insurance For Your Business!
Get Covered
