Does graphic design insurance cover copyright infringement?
Insurance For Creative Professionals
Protect your creative work with Marketing and Media Insurance through Gild’s trusted partners. Whether you’re a freelance photographer, graphic designer, videographer, or digital marketer, the right coverage helps shield your business from liability claims, errors, or client disputes. From small marketing agencies to solo media professionals, we help you find affordable and flexible insurance tailored to your creative services. Stay focused on delivering impactful campaigns and content, while staying covered for the unexpected.
Business Owners Policy Insurance
Business owners policy insurance bundles commercial property insurance and general liability insurance coverages into one affordable package for small and mid-sized companies.
Best for
Customer bodily injuries
Damaged client property
Repair stolen property
General Liability Insurance
General liability insurance is essential for small businesses looking to protect themselves against common risks like bodily injury, property damage, and legal claims.
Best for
Slip-and-fall accidents
Damage to a customer's property
Claims of advertising injury
Workers Compensation Insurance
Required by law in many states, workers compensation insurance helps cover medical expenses, lost wages, and rehabilitation costs for on-the job injuries
Best for
Injuries sustained while working
Work-related illnesses
Medical expenses and rehabilitation costs
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance, is designed to protect your small business from claims of negligence, missed deadlines, or unsatisfactory work.
Best for
Claims of missed deadlines
Lawsuits of inaccurate advice
Claims of misrepresentation
Cyber Insurance
Cyber insurance protects against the financial fallout of stolen data, system outages, and regulatory fines. It's strongly recommended if your businesses handles credit card numbers, email addresses, and other personal information.
Best for
Protect against hacking
Covering breach notification costs
Protections against malware
Commercial Auto Insurance
Commercial auto insurance covers the cost of accidents involving a vehicle owned by your business. Most states require this coverage for vehicles owned by a business.
Best for
Bodily injury in accidents
Property damage in accidents
Protections against uninsured motorists
Why Get Marketing And Media Insurance?
If you own a business, the right insurance helps protect your cash flow, meet legal and contract requirements, and keep your doors open when the unexpected happens.
Here are some key reasons to consider marketing and media insurance:
- Shield your cash flow from claims: Business insurance helps you avoid paying out of pocket for customer injuries, property damage, or lawsuits that could strain your finances.
- Stay compliant and contract-ready: Many states require workers compensation insurance, and clients or landlords often require proof of general liability insurance coverage.
- Protect your place and tools: Business personal property insurance can cover your business’ property, equipment, and inventory against covered losses like fire, theft, or vandalism.
- Protect Against Injuries, Damage, and Errors: General liability insurance helps cover third-party bodily injury and property damage, while professional liability insurance (E&O) helps protects against claims of professional errors or bad advice.
- Take care of your team and HR risks: Workers compensation insurance provides protections related to on-the-job injuries, and employment practices liability insurance helps address claims of discrimination, harassment, or wrongful termination.
- Keep revenue flowing after a crisis: Business interruption insurance can replace lost income and help you reopen after a covered event.
Why Does My Business Need Marketing And Media Insurance?
Certain marketing and media insurance coverages are required by state or federal law to protect employees and the public from business related risks.
The following business insurance types may be mandatory for your business:
- Workers Compensation Insurance: Required if you have employees. This covers medical bills and lost wages for work-related injuries.
- Commercial Auto Insurance: Required if your business owns or operates vehicles. This covers injuries and property damage related to your business’ vehicles.
- General Liability Insurance: Often required to obtain or renew certain licenses in trade, service, and professional industries.
The best way to find the right marketing and media insurance is with a free, online quote!
What Is The Right Insurance For My Business?
Learn more about your business’ risks, select tailored insurance solutions, and explore the types of businesses Gild can insure:
- Food and Beverage
- Building and Construction
- Professional Services
- Facility Services
- Retail and Shops
- E-commerce and Online Retail
- Manufacturing
- Pet Services
- Healthcare and Wellness Practices
- Beauty and Salon
Get A Quote For Business Insurance Today!
With Gild Insurance, you’re not just getting a policy, you’re getting a partner who understands the unique challenges of running a small business. Together, we learn about your operations, tailor coverage to your specific risks, and help keep your business growing.
Frequently Asked Questions
If you have professional liability or media liability coverage, it can help protect you against claims of copyright infringement. This includes:
- Using unlicensed fonts, images, or design elements.
- Allegations that your original work closely resembles another design.
- Legal defense and settlement costs, if covered under your policy.
Does digital marketing insurance cover cyber incidents like data breaches?
If you have cyber liability insurance, yes! This policy can cover:
- Legal and notification costs after a breach.
- Data recovery and system repair.
- Regulatory fines where applicable.
- Public relations support to manage reputational damage.
In an industry where client data and analytics are core to your work, cyber coverage is one of the most valuable protections you can have.
Do photographers need wedding photography insurance specifically?
Yes! Wedding shoots bring unique risks:
- Outdoor settings, large groups, and one-time events increase exposure.
- Wedding insurance typically includes: general liability, professional liability, and equipment coverage.
- Having on-site protection can be contractually required by venues or clients.
Let's Get The Best Insurance For Your Business Today!
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