Don’t Let Your Dream Design Turn into a Design-aster: Essential Insurance for Interior Design Businesses

What You Need to Know to Protect Yourself, Your Staff and Your Interior Design Business

Living the dream as an interior design boss? Turning houses into havens and clients into cheerleaders? Awesome! But let’s face it, the design world isn’t all sunshine and swatches. Risks lurk behind every beautiful corner, waiting to trip you up financially.

Before a disgruntled client sues over missed deadline or a paint spill turns into a property damage claim, shield your business with the right insurance armor. Here’s your cheat sheet to the most common risks and the insurance heroes that can save the day:

• Client Claims Gone Rogue: Imagine a client throwing shade with a lawsuit alleging design flaws. Subsequently, professional liability insurance (errors & omissions) steps in, covering legal fees and potential settlements.

• Third-Party Tumbles: Accidents can happen. Someone trips in your office, or a mishap onsite damages a client’s prized possession. General liability insurance takes the fall, covering medical expenses and property damage claims from third parties.

• Protecting Your Design Crew: Your team is your design squad! If an employee gets injured on the job, worker’s compensation insurance covers medical bills and lost wages. Meanwhile, you keep your team protected and your business afloat.

• Data Breaches: Not Just a Techie Problem: Client data leaks are a digital nightmare. Cyber insurance offers a safety net, therefore covering costs associated with data breaches and helping you bounce back from reputational damage.

To learn more check out:

The Gild Guide: Most Common Small Business Insurance Questions

Investing in the right insurance isn’t just responsible, it’s smart business. It lets you focus on what you do best: creating stunning spaces and exceeding client expectations.  Remember, Gild Insurance is just one click away. We help creatives like yourself find the insurance products your business needs within minutes!